I search for the highest interest-saving rate via Google every six months to a year. I currently own three different savings accounts—one regular one with my everyday banking facility. One with American Express (High-Interest Saving Account)
One with PNC Bank (High-Interest Saving Account). This one is the newest. Both Amex and PNC offer high 4%-low 5% rates.
Amex is a little lower, but I had them for years, and they are easy and convenient when I want to move money around.
PNC is higher but not 100% happy since their portal is a pain to use and slow when transferring money to an external bank account.
If I find higher interest in the future, I won’t have a problem closing PNC and moving my money there.
Instead, I’d move it to earn interest rather than let it sit in one bank account that doesn’t offer you a reasonable interest rate.
Your money won’t make you any more money by just sitting there. You have to have your money work for you.
https://www.bankrate.com/landing/savings/rates/
